Got Questions?
Get Answers
Here are some common questions and answers to provide you with the information you need to make informed decisions about your insurance coverage.
What is insurance and why do I need it?
Insurance is a way to manage risk. You pay premiums to an insurance company, and in exchange, they agree to cover certain financial losses if something unexpected happens. This helps protect you from potentially devastating costs.
What is liability insurance?
Liability insurance covers damages you cause to other people or their property in an accident.
How do I choose the right insurance coverage?
The right coverage depends on your individual needs and circumstances. Consider factors like your assets, lifestyle, and risk tolerance. Talking to an insurance agent can help you assess your needs and find suitable policies.
What is comprehensive coverage?
Comprehensive coverage pays for damage to your car from events other than collisions, such as theft, vandalism, or natural disasters.
What does auto insurance cover?
Auto insurance can cover a variety of things, including damage to your vehicle, damage to other people's property, medical expenses, and legal fees. The specific coverage you have depends on the type of policy you purchase.
What is uninsured/underinsured motorist coverage?
This coverage protects you if you're hit by a driver who doesn't have insurance or doesn't have enough insurance to cover your damages.